The 2025 NPS Fund Rankings clearly highlight that the market offers a wide array of pension schemes suited for different types of investors.
NPS
In the latest 2025 rankings for National Pension System (NPS) funds, a comprehensive analysis of top-performing pension schemes reveals impressive returns across multiple tiers. These schemes have been evaluated based on trailing returns over 1-year, 3-year, and 5-year periods, offering a snapshot of the best-performing funds in the market. The rankings also include key return and risk ratings, helping investors make informed decisions.
Key Highlights of the 2025 NPS Fund Rankings
Scheme A: Top Performers
|
Scheme Name |
NAV |
1 Year Return (%) |
3 Year Return (%) |
5 Year Return (%) |
|
UTI Pension Fund - Scheme A |
17.1435 |
11.03 |
7.02 |
6.51 |
|
ICICI Prudential Pension Fund - Scheme A |
17.7994 |
10.31 |
6.77 |
8.41 |
|
SBI Pension Fund - Scheme A |
20.4932 |
10.21 |
7.46 |
9.79 |
Disclaimer: The NPS fund returns mentioned above are based on the data as of March 23, 2025. Past performance is not indicative of future results. Please refer to the latest fund performance details before making any investment decisions.
Scheme G: Top Tier:
|
Scheme Name |
NAV |
1 Year Return (%) |
3 Year Return (%) |
5 Year Return (%) |
|
SBI Pension Fund - Scheme G |
39.9815 |
9.74 |
8.00 |
7.28 |
|
LIC Pension Fund - Scheme G |
29.8589 |
9.72 |
8.10 |
7.31 |
|
UTI Pension Fund - Scheme G |
35.7357 |
9.70 |
8.20 |
7.22 |
|
HDFC Pension Fund - Scheme G |
27.6571 |
9.67 |
8.07 |
7.32 |
|
ICICI Prudential Pension Fund - Scheme G |
36.9147 |
9.66 |
7.96 |
7.23 |
|
Birla Sun Life Pension Scheme - Scheme G |
18.5350 |
9.49 |
8.17 |
7.40 |
|
Tata Pension Management Private Limited - Scheme G |
12.4728 |
9.41 |
- |
- |
|
Max Life Pension Fund Management Limited - Scheme G |
12.4996 |
9.27 |
- |
- |
Disclaimer: The NPS fund returns mentioned above are based on the data as of March 23, 2025. Past performance is not indicative of future results. Please refer to the latest fund performance details before making any investment decisions.
Scheme C: Top Tier
|
Scheme Name |
NAV |
1 Year Return (%) |
3 Year Return (%) |
5 Year Return (%) |
|
HDFC Pension Fund - Scheme C |
28.0395 |
9.04 |
7.09 |
8.47 |
|
Tata Pension Management Private Limited - Scheme C |
12.0576 |
8.90 |
- |
- |
|
SBI Pension Fund - Scheme C |
42.4033 |
8.82 |
6.84 |
8.13 |
|
ICICI Prudential Pension Fund - Scheme C |
42.2324 |
8.77 |
6.90 |
8.41 |
|
Kotak Pension Fund - Scheme C |
40.4962 |
8.63 |
6.80 |
7.70 |
Disclaimer: The NPS fund returns mentioned above are based on the data as of March 23, 2025. Past performance is not indicative of future results. Please refer to the latest fund performance details before making any investment decisions.
Scheme Performances Overview
The top-performing NPS schemes in the 2025 rankings offer a diverse range of options catering to different investor profiles. In Tier A, schemes like DSP Pension Fund Managers Private Limited - Scheme E have shown exceptional performance with a 1-year return of 20.60%, making it the highest-returning option for short-term investors. However, UTI Pension Fund - Scheme A and ICICI Prudential Pension Fund - Scheme A also provide solid returns, with a well-balanced risk profile, appealing to those with moderate risk tolerance.
In Tier G, which focuses on government securities and lower-risk options, SBI Pension Fund - Scheme G and LIC Pension Fund - Scheme G have been consistent performers, delivering stable returns over 1, 3, and 5 years. These funds are ideal for conservative investors seeking lower-risk, steady growth for long-term goals. Kotak Pension Fund - Scheme E, with its outstanding 5-year return of 25.37%, has stood out for those seeking higher returns over a longer horizon, though it comes with slightly higher risk.
Tier C schemes, such as HDFC Pension Fund - Scheme C and ICICI Prudential Pension Fund - Scheme C, have shown solid, reliable performance with moderate returns. These schemes are suitable for investors looking for consistent growth without taking excessive risks.
Disclaimer: The NPS fund returns mentioned above are based on the data as of March 23, 2025. Past performance is not indicative of future results. Please refer to the latest fund performance details before making any investment decisions.
Conclusion
The 2025 NPS Fund Rankings clearly highlight that the market offers a wide array of pension schemes suited for different types of investors. From high-growth schemes like Kotak Pension Fund - Scheme E to conservative options like SBI Pension Fund - Scheme G, there is something for every investor. When selecting an NPS scheme, it is crucial to evaluate factors such as risk tolerance, expected returns, and investment horizon. By carefully considering these rankings and making informed decisions, investors can ensure their financial security and retirement goals are met effectively.
Frequently Asked Questions (FAQs)
1. What is the National Pension System (NPS)?
The NPS is a government-backed pension scheme designed to provide retirement income to individuals. It allows for the creation of a pension corpus from investments made over the working years.
2. How are NPS schemes ranked?
The NPS schemes are ranked based on their returns over the last 1, 3, and 5 years. They are also given risk ratings, which help investors understand the potential volatility of the returns.
3. Which NPS scheme has the highest returns in the 1-year category?
The DSP Pension Fund Managers Private Limited - Scheme E leads the 1-year returns category with 20.60%, offering a strong performance.
4. Which schemes perform best in terms of long-term returns?
The Kotak Pension Fund - Scheme E shines in the 3-year and 5-year returns categories, with a significant 25.37% return over 5 years.
5. Can I switch between NPS schemes?
Yes, the NPS offers flexibility to switch between different schemes based on your changing investment goals or risk appetite.
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